New and improved.

The way you Buy Now Pay Later is about to change for the better. Oxipay, the service you know well, has been replaced with a new product – humm.

Humm is the only Buy Now Pay Later service that’s perfect for both the 'Little things' and 'Big things' in life.

Existing customers

To login to humm, you will be able to use your existing login details. Once logged in you will need to accept our new T&C's before you will be able to access your existing transaction history and balance.

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Merchant partners

Head to the new site where you can use your existing login and password for access. Simply click 'Login' in the navigation, select 'I'm a Business' button and bookmark this page to your favourites.

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Buy 'Little things'

Up to $2,000 and choose to repay fortnightly in 5 or 10 slices - that’s over 2.5 or 5 months.1


Buy 'Big things'

Up to $30,000 and up to 60 months to pay, depending on where you shop and what you buy.